Stop fraud without slowing growth
Machine-learning risk scoring, custom rules and 3D Secure 2 check every sign-up and payment in real time — so good customers pay without friction.
Fraud isn't limited to checkout
It happens across the whole customer journey. Waypo protects every stage.
Sign-up & onboarding
- Multiple accounts
- Free-trial abuse
- Fake or stolen identities
Payment
- Card testing
- Stolen cards
- Bots and scripted attacks
After the purchase
- Chargebacks and friendly fraud
- Refund abuse
- Payout fraud
Protection against every major type of fraud
Transaction fraud
Score every payment and block high-risk ones automatically.
Account fraud
Check new sign-ups for fake identities and linked accounts.
Abuse prevention
Stop promo, trial and refund abuse with velocity limits.
Chargeback management
Get alerts early and manage disputes with evidence in one place.
Catch fraud others miss
Our models learn from patterns across the Waypo network and from your own history. Every decision comes with the signals behind it, so your team always knows why.
- Hundreds of signals per transaction
- Explainable risk scores
- Models that adapt to your business
Add Waypo's intelligence to your stack
Rules without code
Write allow, block, review and 3DS rules in plain expressions and test them on past traffic.
Risk API
Send sign-ups and payments for scoring from any system, even if you process elsewhere.
Review queue
Route borderline payments to your team with all the context they need.
Reduce risk for complex business models
Seller screening
Verify sellers at onboarding and monitor them continuously.
Payout protection
Hold suspicious payouts before funds leave the platform.
Linked-account detection
Spot sellers who come back under new names.
Pre-delivery checks
Score orders before codes are delivered.
Device fingerprinting
Connect accounts, devices and payment methods.
Friendly fraud defense
Evidence packs for chargebacks on digital items.
Frequently asked questions
How does Waypo decide to block a payment?
Each payment gets a risk score from our models. Your rules then decide whether to allow, block, request 3D Secure or send it for review.
Will antifraud reduce my approval rate?
The goal is the opposite: fewer false declines. You can test rules on past traffic before turning them on.
Can I use it with another processor?
Yes. The Risk API can score sign-ups and payments from any system.
Fight fraud and reduce risk
Tell us about your business and get a tailored proposal from our team.
Pricing that fits your model
Transparent per-transaction pricing, with custom terms for high volumes and platforms.
Request pricingStart building
Choose a hosted payment page, embedded components or the full API, and test everything in the sandbox.
Integration options