Payments

Unified global payments for higher revenue

Accept cards, wallets and local payment methods through one integration — with checkout, routing and fraud tools that keep more payments approved.

Checkout
Shown to customers in Europe
Localized
Total
€1,249.00
Card•••• 4242
Apple PayWallet
Pay by bankOpen banking
Pay €1,249.00
Authorized€1,249.00 in 0.8s

Higher conversion

A fast, localized checkout that shows each customer the methods they trust.

Global reach, local experience

Cards, wallets and local methods across markets through one API.

Less fraud, more revenue

Risk scoring and 3DS2 that block bad payments, not good customers.

Work faster

One dashboard, one integration and one set of reports for every payment.

Online payments

Optimize your checkout

Several ways to accept payments online — pick one or combine them.

Show the most relevant payment methods

Waypo automatically picks and orders the methods each customer is most likely to use, based on location, device and currency.

  • Dynamic ordering of methods
  • Wallets for one-tap checkout
  • Saved cards for returning customers
Pro plan · monthly
€89.00
PixInstant
Card•••• 4242
Google Pay
Pay €89.00
Global payments

Expand to new markets faster

Localized checkout, currencies and settlement for every market you sell in.

Local payment methods

Pix, SEPA, open banking, Konbini and more — through the same API.

Prices in local currency

Show prices in the customer's currency and settle in yours.

Multi-currency funds

Hold balances and receive payouts in multiple currencies.

Checkout
Shown to customers in the UK
Localized
Total
£89.00
CardVisa · Mastercard
Apple PayWallet
Pay by bankOpen banking
Pay £89.00
Optimization

Smart optimizations for more revenue and lower costs

Smart routing & retries

Each transaction goes to the best-performing acquirer, and soft declines are retried automatically.

Routing
Auto
Acquirer A96.2% approved
Acquirer B93.8% approved
Retries recovered€12,480
Unified platform

A reliable platform, built for growth

Security and compliance are built in, so you can focus on your product.

PCI DSS tokenization
3D Secure 2 & SCA
KYC / KYB & AML checks
Encryption in transit and at rest
GDPR-aligned data handling
Role-based access

Frequently asked questions

Which payment methods can I accept?

Major cards, digital wallets, bank payments and popular local methods. The exact list depends on your markets and business model — our team will confirm it during onboarding.

How long does integration take?

A hosted payment page or payment links can go live in days. A custom integration with the API usually takes a few weeks, depending on your team.

Do I need to be PCI DSS compliant?

With the hosted page or embedded fields, card data never touches your servers, which keeps your PCI DSS scope to a minimum.

How is pricing structured?

Per-transaction pricing with custom terms for higher volumes. Contact sales for a proposal.

Start accepting payments with Waypo

Tell us about your business and get a tailored proposal from our team.

Pricing that fits your model

Transparent per-transaction pricing, with custom terms for high volumes and platforms.

Request pricing

Start building

Choose a hosted payment page, embedded components or the full API, and test everything in the sandbox.

Integration options