Platforms & marketplaces

Payments for platforms and marketplaces

Embed payments in your product, onboard sellers in days and move money between customers, sellers and your platform — live in weeks, not months.

Order #M-7731
Marketplace payment
Paid out
Customer pays€120.00
Seller · Studio Lumen€74.00
Seller · Nordic Crafts€34.00
Platform fee€12.00
PayoutsSent to 148 sellers

Live in weeks

Hosted and embedded components cover onboarding, dashboards and payouts.

Operate at scale

Manage thousands of connected accounts from one place.

Expand internationally

Onboard sellers and pay out in multiple countries and currencies.

New revenue streams

Earn a fee on every payment processed on your platform.

How it works

Offer financial services quickly and flexibly

Choose how much you build: send users to hosted flows, embed our components or use the API.

Onboarding and account management

Collect and verify seller information with flows that adapt to each country's requirements.

  • KYB and identity checks built in
  • Localized forms and document upload
  • Status webhooks for every account
// Send the seller to a hosted onboarding flow
const link = await waypo.accountLinks.create({
  account: 'acct_7Hq…',
  type: 'onboarding',
  return_url: 'https://market.example/done',
});
redirect(link.url);

Dashboards for your sellers

Give sellers balances, payouts and reports inside your product — styled to match your brand.

  • Embedded balance and payout views
  • Per-seller statements and fees
  • Notifications about missing information
Connected accounts
148 active
Nordic Crafts LtdVerified · weekly payoutsEnabled
Studio LumenDocuments in reviewPending
Pixel Forge GmbHOnboarded in 1 dayEnabled
Harbor GoodsMissing bank detailsAction needed
Money flows

Control how money moves

Pick the fund flow that fits your model — or combine several.

Customerpays €120
Sellerreceives €120
Platformcollects €12 fee
The payment is created on the seller's account; your fee is deducted automatically.
Operations

Platform management at scale

Monitor every connected account, spot risk early and keep compliance on track — without building back-office tools yourself.

  • Account overview and search
  • Risk monitoring per seller
  • Negative balance protection
  • Dispute handling per seller
  • Tax and payout reports
  • Team roles and permissions
Connected accounts
148 active
Nordic Crafts LtdVerified · weekly payoutsEnabled
Studio LumenDocuments in reviewPending
Pixel Forge GmbHOnboarded in 1 dayEnabled
Harbor GoodsMissing bank detailsAction needed

Compliance for platforms and marketplaces

KYC / KYB verification
AML and sanctions screening
PCI DSS tokenization
Fraud screening per account
Seller statements
Secure document storage

Frequently asked questions

Who is the merchant of record?

It depends on the fund flow you choose: with direct payments the seller is, with destination payments your platform is. We help you choose during onboarding.

How fast can sellers be onboarded?

Hosted onboarding collects everything in one session. Most sellers are verified within one business day, depending on the country and documents.

Can I white-label the experience?

Yes. Embedded components and hosted pages take your colors, logo and domain.

Grow your platform with embedded payments

Tell us about your business and get a tailored proposal from our team.

Pricing that fits your model

Transparent per-transaction pricing, with custom terms for high volumes and platforms.

Request pricing

Start building

Choose a hosted payment page, embedded components or the full API, and test everything in the sandbox.

Integration options